2021.12.05 08:12 supersam5270 She's milking
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2021.12.05 08:12 combuchan She had a big day at the vet but is doing much better. 😻
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2021.12.05 08:12 Majesticbutter2 Best chair (Bell Delphine Style)
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2021.12.05 08:12 FutureSkeIeton Can’t get enough of these race-mode Yamaha XJR1300s [823x665]
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2021.12.05 08:12 Fleosca Am I?
2021.12.05 08:12 P3nguLGOG Sometimes I don’t understand memes?
2021.12.05 08:12 FnafPizza1987 ✨Ghostboo✨
2021.12.05 08:12 P_U_T_T_Y Gone on a walk and saw this. Any idea what it is? (4 of 8)
|submitted by P_U_T_T_Y to whatsthisplant [link] [comments]|
2021.12.05 08:12 Bghurka Stylized wooden table
2021.12.05 08:12 And1007 Let’s be honest…
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2021.12.05 08:12 thisnamesnottaken617 Vi & Caitlyn being 'good friends' for 4 minutes straight (hope this isn't a repost)
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2021.12.05 08:12 Dobby__ Which stance are you maxing in the pre season ? I think I still prefer the Phoenix stance
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2021.12.05 08:12 SecurityNo7976 Fortnite Montage
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2021.12.05 08:12 swipth How do you take pictures of yourself that look good?
2021.12.05 08:11 vladlen1994 H: A lot of legendary items W: the exact rolls in my wishlist or some interesting pepper shakers, other offers will be ignored
2021.12.05 08:11 bluntman84 pls send help
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2021.12.05 08:11 GlobalPressure2122 What is "auto redeem"
Maybe the title is wrong because it is from my memory, the following is my questions.
What is auto redeem(i want to know what thing it is) and how do i active it and select the amount i want to redeem?
I read a post before in ms reward, and the OP claimed auto redeeming $10 giftcard will bring most discount, even over $25 giftcard
Is it true? And if so what will happen when i turn auto redeem on, will it exchange my points into $10 giftcard once i reach the point require?
submitted by GlobalPressure2122 to MicrosoftRewards [link] [comments]
2021.12.05 08:11 Oheligud Is there a way to use my PS4 save on PC?
2021.12.05 08:11 dogondaddy Meet bluebell
2021.12.05 08:11 LordRieper Looking for 4 lucky eggs or alot of rare candies
2021.12.05 08:11 Bootychomper23 Red dead witchcraft?
Download the 720p config file for this mod and with 20wat tdp you hit 30-38 FPS even in saint denis with graphics that look better then anything I could do with in game settings like medium high looking graphics absolute game changer https://www.nexusmods.com/reddeadredemption2/mods/335?tab=files
submitted by Bootychomper23 to ayaneo [link] [comments]
2021.12.05 08:11 SnooEagles7321 Let's go for a walk
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2021.12.05 08:11 Sc0rp0 Poggers
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2021.12.05 08:11 Professional-Hat4918 For my goddess lovers join
|submitted by Professional-Hat4918 to EXHINDU [link] [comments]|
2021.12.05 08:11 Jxntb733 Why Stablecoins are your best crypto-friends next to Bitcoin, a review
Modern money is a combination of public and private money, Public money being central banks-issued cash and digital claims, Private money being deposit claims against commercial banks. 95% of money in developed economies is private. A stablecoin is a cryptocurrency pegged to a stable asset, typically the US dollar at a 1:1 ratio. They are not subjected to the same volatility as other cryptocurrencies, hence the term STABLE, are relatively private, and one USDT or USDC will always be worth one dollar. You can invest large amounts in stablecoins and never loose your initial (sans trade fees). Some apps even offer a 1:1 transfer ratio!
This is gigantic implications beyond 'buying and selling' aka swapping Bitcoin at the top for Tether before 'swapping' back in and avoiding having to actually 'cashout'. Don't get me wrong this is a HUGE part of stalelcoins, bypassing banks not allowing withdrawals outside the banking hours, and avoiding cashout taxes. Amazing digital dollars on the apps that I can swap in and out of as I daytrade crypto!! Awesome, but they have so much more potential beyond this.
APY: As of January 2021, Celsius app (any others) pay on average 10–14% APY on the dozen supported stablecoins. They also pay their APY out WEEKLY! meaning every Monday I watch my BTC bag grow in-kind. -- This is not a shill post for Celsius many other platforms offer similarly large APYs and weekly payouts. -- at 10% that means my bag will DOUBLE IN 7 YEARS! -- How is this possible in a world where banks pay less than 1% apy? (My American bank pays 0.4% I think, don’t care, doesn’t matter really does it) --- Answers; low company overhead, APY goal driven company missions, large stablecoin utilization, and an exploding space of crypto, all of which expand opportunities for companies to loan and lend and yield from their base. This is how banks should be. This is what new world banks look like.
Terra: Terra is an algorithmic stablecoin, it makes use of an algorithm incentive to stabilize value over time by minting and burning supply in response to market conditions. When Terra is trading at 99 cents instead of 1 dollar, an arbitrage hunter is incentivized to buy Terra then swap it to LUNA giving them a 1 dollars’ worth to capture a 1% arbitrage return. This can be done over and over again, but recurrent buying would lead buying pressure which the algorithm would notice, and the price would stabilize back to the peg of 1 dollar thus eliminating the 1% arbitrage opportunity. Now where does LUNA come into play? Luna is a volatility absorber for the price of the Stablecoins minted on Terra. It’s complicated but you can understand mechanisms can get set up around arbitrage pegging. This will continue to lead the crypto-economy to be incentivized to use stablecoin and utilize staking mechanisms.
Loans: A crypto-backed loan, sounds scary, it isn’t. Using cryptocurrencies as collateral and customizing your loan terms to get funds without selling your coins is the new normal. Annual rates can start at just 1% (at least on Celsius, (they can go up to 8.95%) but they claim to have the lowest rates in the industry). Instead of waiting 30 days for a bank wire transfer, you can access funds directly the app that day. Customers can borrow as little as $100, for emergency purposes this type can be lifesaving.
Example Loan: A $1,000 loan for 12 months, at 25% loan-to-value and 1% annual percentage rate; repayable in 11 payments of $0.83 and a 12th payment of $1,000.83. Estimated total cost = $1010.
The ends of cash: The era of Central Bank Digital Currencies (CBDCs) has begun. There is no going back once the switch to digital money has been made. CBDCs are backed by a central bank and represent money in direct liability of the central bank. The pandemic has facilitated this switch quicker than expected. The Bahamas recently announced the integration of its digital Sand Dollar into a stock exchange. China, Japan, Sweden and Nigeria have commenced CBDC trials, with the Bank of England and European Central Bank preparing their own. U.S. Federal Reserve remains hesitant but are heavily researching the possibility. Unlike the glorious decentralized bitcoin, CBDC are controlled by one entity (a central bank) and therefore wouldn’t be considered a cryptocurrency per say.
CBDC pros: Giving poor people around the world with nothing but a $50 cellphone access to a bank account and digital payment system, a true portal for basic banking services and property rights. This technology scales to countries who need it more than the western world; there are two billion people worldwide who cannot access financial services according to the World Bank's latest report nearly. 6% of all U.S. households (14.1 million American adults) are unbanked. VISA and bank wire rails exist but are slow and analogue compared to crypto rails. People in a hostile country can download the app and immediately store her wealth in a stable asset stronger than their local currency. Bitcoin will not replace USD as the world reserve currency, it will run in tandem with it. It will be so easy to have Argentinians dollarize their assists if they can have an app with USDc or USDt instead of keeping their money in the Argentine peso (that has an annual inflation rate of 25% in 2017). US central banks will LOVE to expand their reach like this for almost no cost! FDIC insurance on your SCs comes later down the line.
"I think the US dollar is going to spread to 5 billion people. I think that this decade is going to see the explosion of the US dollar as the reserve currency of the world. It will be the digital currency; it will be on every iPhone and every Android, in every country in Africa and Asia and South America. And it will move on Bitcoin Rails– the Bitcoin open monetary protocol is what [will allow] the US dollar to spread to billions of people. In an inflationary environment, money breaks down into two forms. There’s a medium of exchange, that will be the currency, and that will be controlled by governments and the US is probably going to be the most powerful one. And then you need a store of value, that’s an asset, and Bitcoin is the most powerful store of value on the Earth” -Michael J. Saylor
CBDCs cons: It's still central banks in control. Imagine the exact opposite of monero, every single transaction and wallet is monitored and mined and confiscatable. it's possible for the CB to turn off the servers. No one can turn off all bitcoin servers. I fear they will have the same issue as Tether, unable to provide audits for their reserves while continually printing millions, because THEY will decide who audits them, it will be the exact opposite of a public ledger, and they will probably just Brrrrr when they want. This will be them using crypto rails and claiming that they 'have our best interests in mind'
While pros and cons of stablecoins are debatable, their rise isn’t, but I don’t even think the U.S. is aware there is this HUGE global race to adapt. Some are even predicting an Exponential Demand for stabelcoins in the future. We are moving from a analogue brick-and-mortar worlds to a wireless cloud connected one. As governments are triggering high inflation instability in their currencies - citizens have begun to look elsewhere for a STABLE alternative.
submitted by Jxntb733 to CryptoCurrency [link] [comments]